[billbo]

who has the best deal on insurance?

 

[extremegsxr]

I went with Progressive at $92 a year with $250 deductibles.

 

[billbo]

was that full covreage.

 

[extremegsxr]

Yes it was

 

[Geerhead]

That's better than I got with Progressive. Mine is about that with $1000 deductable on collision including multivehicle discount.

 

[billbo]

thank you extremegsxr

 

[extremegsxr]

Your welcome...it all depends on your age and driving record and probably a lot of other things also that determines the cost. I guess I'm old and no bad driving record so maybe that's why its that cost for me.....damn I feel old, lol. Check around online, there are a lot of different insurance companies out there. Good luck.

 

[The Texan]

Give Allstate a call and check their rates. We went from Progressive to Allstate and our rates decreased by a $100, from $175/yr to $75/yr with full coverage, $3K accessory and $500 deductible.

 

[Scoundrel]

I'm also with Allstate and happy with my rates. Can't tell you exactly how much the ACE was on mine though because I have the Grizzly and RZR on there, and a buttload of other policies with them.

But when I added the ACE, it added $60/year. That's full coverage including medical, $500 deductible, and $5k in accessories.

 

[Scoundrel]

Got some paperwork from the Allstate agency.
This information is not quite current, because I called back later and removed the Kawasaki, and upped the accessories on the ACE to $5k. I'll probably be getting another info packet soon.
They said that removing the Kawasaki dropped the rate by about $30/year, and increasing the accessories bumped it up $5/year.
So my total premium should be about $280 for the RZR, ACE and Grizzly.

Details on what that includes are in the pics below. My discounts are nearly 3x my premium.
The "good rider" discount is for sending them a copy of my completion card for an ATV Safety Course years ago when I bought my first Kawasaki ATV.
"Bodily Injury" means injuries that I inflict on someone else in an at-fault accident.
"Property Damage" means stuff that I did to other people's stuff in an at-fault accident.
"Medical Payments" is the part that covers medical stuff for me, regardless of fault. $10K might be a little low - but hey, Obamacare will cover the rest. Right?
This policy covers damage to a trailer I am transporting the ATVs with.

View attachment 582 View attachment 583 View attachment 584

 

[extremegsxr]

Scoundrel, that's a good deal on your insurance!

 

[Mungo]

Dammit. My rates are like $800 a year. I have a feeling that Geico is registering my Ace like a $27K RZR. Too bad for them, now I will shop all of my insurance.

 

[Scoundrel]

Ouch!!

I am told that Progressive is also a good ATV insurance company. Lots of guys on RZRForums use them. I'm happy with Allstate (as far as I can be happy with any insurance company at all).

 

[Mungo]

Ouch!!

I am told that Progressive is also a good ATV insurance company. Lots of guys on RZRForums use them. I'm happy with Allstate (as far as I can be happy with any insurance company at all).

Called (Esurance/Allstate) and got a quote for a little more than $300/yr.

I had been meaning to do this since I bought the ace a month ago.