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5347 Views 13 Replies 6 Participants Last post by  Mungo, 
B
who has the best deal on insurance?
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E
I went with Progressive at $92 a year with $250 deductibles.
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B
was that full covreage.
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E
Yes it was
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G
That's better than I got with Progressive. Mine is about that with $1000 deductable on collision including multivehicle discount.
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B
thank you extremegsxr
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E
Your welcome...it all depends on your age and driving record and probably a lot of other things also that determines the cost. I guess I'm old and no bad driving record so maybe that's why its that cost for me.....damn I feel old, lol. Check around online, there are a lot of different insurance companies out there. Good luck.
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T
Give Allstate a call and check their rates. We went from Progressive to Allstate and our rates decreased by a $100, from $175/yr to $75/yr with full coverage, $3K accessory and $500 deductible.
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S
I'm also with Allstate and happy with my rates. Can't tell you exactly how much the ACE was on mine though because I have the Grizzly and RZR on there, and a buttload of other policies with them.

But when I added the ACE, it added $60/year. That's full coverage including medical, $500 deductible, and $5k in accessories.
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S
Got some paperwork from the Allstate agency.
This information is not quite current, because I called back later and removed the Kawasaki, and upped the accessories on the ACE to $5k. I'll probably be getting another info packet soon.
They said that removing the Kawasaki dropped the rate by about $30/year, and increasing the accessories bumped it up $5/year.
So my total premium should be about $280 for the RZR, ACE and Grizzly.

Details on what that includes are in the pics below. My discounts are nearly 3x my premium. :)
The "good rider" discount is for sending them a copy of my completion card for an ATV Safety Course years ago when I bought my first Kawasaki ATV.
"Bodily Injury" means injuries that I inflict on someone else in an at-fault accident.
"Property Damage" means stuff that I did to other people's stuff in an at-fault accident.
"Medical Payments" is the part that covers medical stuff for me, regardless of fault. $10K might be a little low - but hey, Obamacare will cover the rest. Right?
This policy covers damage to a trailer I am transporting the ATVs with.

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E
Scoundrel, that's a good deal on your insurance!
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M
Dammit. My rates are like $800 a year. I have a feeling that Geico is registering my Ace like a $27K RZR. Too bad for them, now I will shop all of my insurance.
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S
Ouch!!

I am told that Progressive is also a good ATV insurance company. Lots of guys on RZRForums use them. I'm happy with Allstate (as far as I can be happy with any insurance company at all).
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M
Scoundrel said:
Ouch!!

I am told that Progressive is also a good ATV insurance company. Lots of guys on RZRForums use them. I'm happy with Allstate (as far as I can be happy with any insurance company at all).
Click to expand...
Called (Esurance/Allstate) and got a quote for a little more than $300/yr.

I had been meaning to do this since I bought the ace a month ago.
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