Does anyone have any experience on either of the skid plates? The one from Polaris Accessory Item # 2880543 goes for $339 and the Factory UTV goes for $438.90. Looks like the Polaris skid plate is 3 pieces, so i would assume install is easy. But i hear stuff that even though made by Polaris, their accessories do not fit perfectly. I have experience with the Factory UTV for my kids RZR 170 and don't have any complaints. I was just looking to save $100 if possible.